What Our Legal Terms Actually Cover
hokyraja operates under terms that govern every layer of your account relationship with us — from how you open and verify your account to how we process wallet transactions via DANA, OVO, and GoPay. When you submit a deposit or withdrawal request, the payment instruction is
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handled according to the terms set at the time of that transaction. We do not retroactively change transaction conditions once a request is confirmed. Your account details, including the wallet number linked to your DANA or OVO profile, are stored under our data retention policy and
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are not shared with third parties except where required by applicable law. If you access hokyraja from Jakarta or Bandar Lampung, the same legal terms apply regardless of which e-wallet you use. Eligibility to access our platform depends entirely on whether your location and local law
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permit it — we make no representation that access is lawful in every jurisdiction. Any breach of account terms, including misuse of wallet identifiers or submitting false verification documents, may result in account suspension pending review. We reserve the right to update these terms and will
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notify you through your registered account contact when changes occur.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.